Introducing CareSurance® SNF

CareSurance® SNF is a modular policy covering the fundamental exposures of SNF facilities. Features include:

• Professional liability
• General liability (either on a claims-made form or an occurrence form and both include product and completed operations liability)
• Sexual misconduct and physical abuse liability
• Employee benefits liability
• Medical practitioner liability
• Medical expenses cover
• Evacuation expense reimbursement
• Computer virus and hacking attack liability
• Non-owned and hired automobile liability
• Liability for damage to hired or leased automobiles
• Brand protection cover
• Court attendance costs
• Tenants’ liability
• Indemnity to mortgagees, landlords or lessors of leased equipment
• An incident sensitive trigger – a lawsuit does not have to be brought against the client for a policy to respond
• it responds to any incidents which could give rise to a claim
• The policy can wrap around specific state insurance funds if required

• Premiums are based on each facility’s level of risk – well managed facilities receive discounts, others have the opportunity to start the program and reduce risk and premiums at renewal
• Limits of liability available up to $5,000,000 each claim / $15,000,000 aggregate
• Deductibles starting from $2,500
• Premiums as low as $20,000 (per facility)

We recognise that SNF facilities want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring:

• Most quotes provided within 48 hours
• A "fast-track" service for urgent submissions
• Most policies issued within 48 hours of binding
• Claims handled by reputable and experienced claims managers, who are in possession of claims funds to ensure a swift settlement

All this at very competitive prices. To obtain a quote all we need is the completed CareSurance® SNF Application Form.