The need for insuring against acts of terrorism and sabotage under a standalone policy has never been greater, especially as many property policies leave a grey area around these acts. In response to this growing area of exposure, we’ve built a policy that combines broad cover, a simple application process and competitive pricing. Our terrorism and sabotage insurance protects against political, religious and ideological acts, and includes cover for damage to premises, restriction of access to your property and utilities, and loss of income.
A BROAD, STANDALONE POLICY
Our product is designed to provide wide and inclusive cover for acts of terrorism and sabotage committed for political, religious, ideological or similar reasons. The policy covers individual, lone-wolf style attacks as well as those committed by groups.
COVER WHERE YOU NEED IT
Our T&S product allows you to insure single or multiple locations under one policy, significantly reducing bureaucracy and paperwork and giving you peace of mind. You can include all buildings under a single declaration for total insured values up to $10bn, providing a maximum limit up to $200m.
BODILY INJURY AND PROPERTY DAMAGE LIABILITY
If an act of terrorism or sabotage results in a compensation claims being made against you by a third party, our policy can cover all costs you are legally obliged to pay including claimants’ cost and expenses.
An act of terrorism has immediate as well as long-term consequences, and our coverage includes damage to your premises as well as loss of income and extra expenses due to business interruption following the incident.
EXCEPTIONAL SERVICE LEVELS
We recognise that companies want to buy their insurance quickly and simply. That’s why our policy is backed up by exceptional service levels featuring same-day or 24 hour quotations provided as standard, and the issue of most policies within 24 hours of binding.