Esurance™ is an award-winning policy that protects businesses from the losses and liabilities which may arise from using the internet or email. The modular framework of Esurance™ offers clients up to nine different areas of cover. The Esurance™ policy is designed to sit alongside, and act in conjunction with, the insured's traditional insurance policies.
Coverage
- Defence costs and legal liability due to:
- Defamation, breaches of privacy, breaches of intellectual property rights or the breach of any statutory duty as a result of any electronic communications.
- Third parties' financial losses as a result of a hacking attack or virus that emanated from the insured's computer systems or due to their inability to access the insured's computer system.
- Damage to computer systems as a result of a virus or hack attack.
- Business interruption (loss of revenue) as a result of a virus or hack attack.
- Ransom demands or threats to introduce a virus or hack into the insured's computer systems.
- Legal expenses incurred in the enforcement of intellectual property rights on the internet.
- The costs of a public relations consultant to mitigate reputational damage as a result of any loss that is covered under the policy.
(This is only a summary of the policy; reference should be made to the full policy wording).
Product variations
HIPAA Esurance™, Spanish Data Protection Esurance™, Club Esurance™.
Target markets
Any company engaged in e-commerce, any company which is reliant on computer connectivity for transactions or data exchange, any company which stores information that can be accessed over the internet (or intranet) by third parties, online media companies and publishers.
FAQ's
If you would like to know more about Esurance™ please click the following: FAQ's, Policy Summary, Target Markets, Risk Management, Claims Examples.
If you would like to know more about Esurance™ please consult the Esurance™ broker FAQ's.
Limits available
Up to GBP5,000,000 / EUR7,500,000 / USD10,000,000
Underwriter Contact
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