CFC Underwriting Limited

General Terms And Conditions For Use Of The CFC Underwriting Limited Web Site (The "Web Site")

These are the general terms and conditions of CFC Underwriting Limited ("CFC") for the use of this Web Site. Please read these terms and conditions carefully. Your use of the Web Site will be subject to these terms and conditions.

The Web Site is intended to give you information in relation to CFC and the insurance products and services that CFC carries out in its capacity as an Underwriting Agent acting on behalf of certain Underwriters at Lloyd's of London.

Restrictions on Use

As a condition of your use of this Web Site you agree that you will not

reverse engineer or decompile (whether in whole or in part) any software at the Web Site (save to the extent expressly permitted by applicable law);
disclose, publish, transfer or otherwise make available any of the contents of the Web Site or information learned by you whilst using the Web Site without CFC's prior written agreement;
enter those parts of the Web Site that are protected by password unless you have a valid password;
remove any copyright, trade mark or other intellectual property right notices contained in material on the Web Site;
make copies, modify or alter (including the creation of HTML links to or from the Web Site) all or any part of the Web Site or any materials contained on the Web Site without CFC's prior written agreement;
publish, post, upload, distribute, disseminate or otherwise transmit, information or pictures that are obscene or pornographic,
threatening, menacing, racist, offensive, defamatory, libellous, slanderous or are otherwise unlawful on the Web Site;
upload files to the Web Site that contain software or other materials in breach of any intellectual property rights or in breach of confidence;
hack into, deliver viruses or forward chain letters, surveys, contests, pyramid schemes or engage in any other behaviour intended to inhibit any other user from using and enjoying the Web Site or is otherwise likely to damage or destroy the reputation of the Web Site.

Rights

The Web Site (including the software used to operate it) and the trade marks used in connection with the Web Site are owned by CFC. You are not granted any right or interest in these except as stated in these terms.

Digital Imagery© copyright 2001 PhotoDisc, Inc.

CFC reserves the right to block access to the Web Site of any user at any time, either temporarily or permanently, if CFC deems in its absolute discretion that it is reasonable to do so.

You shall notify CFC immediately if you become aware of any unauthorised access, use or copying by any person.

Personal details provided to CFC through this web site will only be used in accordance with our privacy policy. By providing your personal details to us you are consenting to its use in accordance with our privacy policy.

If you would like to make a complaint about any aspect of our products or services then please see our complaints procedure.

Operation of the Web Site

CFC may change the format and content of the Web Site at its sole discretion from time to time.

CFC may from time to time suspend the operation of the Web Site for repair or maintenance work, or in order to update or upgrade the contents or functionality of the Web Site.

You will comply with all reasonable directions and instructions given by CFC in relation to the use of and access to the Web Site.

General

You shall indemnify CFC and keep CFC at all times indemnified against any loss or damage arising from unauthorised use of the web site and from all actions, proceedings, claims, demands, costs (including legal costs), awards and damages howsoever arising, directly or indirectly as a result of any breach or non-performance by you of any of you obligations under these terms and conditions.

CFC makes no representation or warranty (express or implied) about the accuracy, quality or completeness of any information or materials made available on the Web Site or third party web sites linked from the Web Site. CFC shall not be liable for any action taken by you as a result of relying on any information provided in the Web Site or third party web sites or for any loss or damage suffered by you as a result of you taking such action.

CFC does not accept responsibility for the security or content of any information on the Web Site.

CFC does not warrant that the Web Site will be uninterrupted or error or defect free.

CFC reserves the right to terminate your access to the Web Site at any time and without notice, for any reason whatsoever.

These terms and conditions shall be governed by and interpreted in accordance with the laws of England and you consent to the exclusive jurisdiction of the English courts in all disputes arising out of or relating to the use of this Web Site. The Web Site is operated and controlled by CFC from its offices in the United Kingdom. CFC makes no representation that information or material contained at its Web Site is appropriate for use in other jurisdictions. CFC may delay enforcing its rights under these terms and conditions without losing them. If any provision of these terms and conditions is found to be unenforceable this shall not affect the validity of any other provision.

CFC may amend, vary or supplement these terms and conditions at any time. CFC will post a notice of any such amendments on the Web Site and such amended terms will automatically be effective. These terms and conditions (as varied in accordance with its terms) form the entire understanding of the parties and supersede all previous agreements, understandings and representations relating to the subject matter.